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ApprovalAI
Illustration of a person with a cat holding a house

Easiest way to get
Better Home Loans

Because home loans shouldn't feel like a second job.

Features: Easy Application, Big Savings, Zero Spam
AI AGENT

Your Personal Home Loan Assistant

Ask your assistant anything about home loans or Approval AI.

"What are discount points?""How does Approval AI work?""What's pre-qualification vs. pre-approval?"
SAVINGS

This is why you shop around

Assuming a 30-year fixed home loan at current market rates.

$48,000
Lifetime Savings
$300,000
$800,000
Loan Amount
$2M+
PRODUCT FEATURE

Your AI
Deal Maker

Use our AI to call, email, text, and negotiate with lenders to get the best deal without the awkward phone calls or industry jargon. Spend more time on the fun stuff, like picking out throw pillows instead of comparing origination fees.

AI Deal Maker illustration
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PRODUCT FEATURE

One Application.
All Banks.

No duplicate paperwork. No portal-hopping. Fill out just one application and use our platform to shop it around to banks, credit unions, and lenders like it's Black Friday. Your data stays private until a lender earns the right to see it.

PRODUCT FEATURE

Smart Help,
Human Touch

Use our AI assistant for instant answers, 24/7. And when things get more complex, a real human expert is just a message away. No more mortgage advice from Reddit threads or ChatGPT rabbit holes, just real answers from people who get it.

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Zero Spam Promise illustration
PRODUCT FEATURE

Zero Spam.
Promise.

We hate spam too. We won't sell your info, and we'll help you avoid cold calls, spammy emails, and "just checking in" texts from lenders. We're here to help you get the best deal. Nothing more, nothing shady.

FAQ

We get these a lot

Understanding how Approval AI works for you.

Approval AI was founded by a team of first-time homebuyers who experienced the challenges of the mortgage process firsthand. We built Approval AI to:

  • Make the mortgage process radically simpler
  • Enable one application for multiple lenders
  • Provide smarter shopping for better deals
  • Eliminate the chaos of traditional mortgage processes

Approval AI is available to borrowers in all states across the US.

Our platform provides information about various lenders:

  • Access information about major banks and financial institutions
  • Discover local banks and credit unions in your area
  • Learn about different types of mortgage lenders
  • Research and evaluate lender options independently

Our secret sauce includes:

  • Access to a wide range of lenders
  • Negotiation of all deal aspects (rates, fees, points)
  • Continuous monitoring for better rates
  • Automatic updates when rates drop

You can use our platform to explore additional options:

  • Research and compare rates from other lenders
  • Access tools to evaluate different loan terms
  • Organize and track multiple loan offers
  • Make informed decisions about your mortgage options
CONTACT US

Get hassle-free loans

We'd love to hear from you.

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LEGAL DISCLAIMER: Approval AI ("we," "our," "us") is a technology platform that enables users ("you," "borrowers," or "consumers") to independently explore, organize, and manage the mortgage process. While our platform may include tools that assist users in preparing personal financial information for potential use in a mortgage application, we do not accept or submit mortgage applications, offer or negotiate loan terms, or make or arrange loans on your behalf. You are solely responsible for reviewing, completing, and submitting any application materials to a lender of your choice. We are not currently licensed as a mortgage lender, broker, or Mortgage Loan Originator (MLO), and have submitted applications to obtain relevant licensing. Until such licensing is granted, our role is limited to providing self-directed technology tools and general educational resources. All information provided is for informational purposes only and should not be interpreted as legal, financial, or mortgage advice. We do not receive compensation from lenders or third parties for referrals or loan-related activities. Use of our platform is at your own risk, and we strongly encourage consulting licensed mortgage professionals before making loan decisions. This disclaimer may be updated without notice.