
Easiest way to get
Better Home Loans
Because home loans shouldn't feel like a second job.

Your Personal Home Loan Assistant
Ask your assistant anything about home loans or Approval AI.
This is why you shop around
Assuming a 30-year fixed home loan at current market rates.
Your AI
Deal Maker
Use our AI to call, email, text, and negotiate with lenders to get the best deal without the awkward phone calls or industry jargon. Spend more time on the fun stuff, like picking out throw pillows instead of comparing origination fees.
One Application.
All Banks.
No duplicate paperwork. No portal-hopping. Fill out just one application and use our platform to shop it around to banks, credit unions, and lenders like it's Black Friday. Your data stays private until a lender earns the right to see it.
Smart Help,
Human Touch
Use our AI assistant for instant answers, 24/7. And when things get more complex, a real human expert is just a message away. No more mortgage advice from Reddit threads or ChatGPT rabbit holes, just real answers from people who get it.
Zero Spam.
Promise.
We hate spam too. We won't sell your info, and we'll help you avoid cold calls, spammy emails, and "just checking in" texts from lenders. We're here to help you get the best deal. Nothing more, nothing shady.
We get these a lot
Understanding how Approval AI works for you.
Approval AI was founded by a team of first-time homebuyers who experienced the challenges of the mortgage process firsthand. We built Approval AI to:
- Make the mortgage process radically simpler
- Enable one application for multiple lenders
- Provide smarter shopping for better deals
- Eliminate the chaos of traditional mortgage processes
Approval AI is available to borrowers in all states across the US.
Our platform provides information about various lenders:
- Access information about major banks and financial institutions
- Discover local banks and credit unions in your area
- Learn about different types of mortgage lenders
- Research and evaluate lender options independently
Our secret sauce includes:
- Access to a wide range of lenders
- Negotiation of all deal aspects (rates, fees, points)
- Continuous monitoring for better rates
- Automatic updates when rates drop
You can use our platform to explore additional options:
- Research and compare rates from other lenders
- Access tools to evaluate different loan terms
- Organize and track multiple loan offers
- Make informed decisions about your mortgage options
Get hassle-free loans
We'd love to hear from you.